Talbot and Muir

SIPP

A SIPP is a registered pension scheme. Like all registered pensions schemes, SIPPs act as a vehicle to save for retirement, being afforded the same generous tax incentives by HMRC. However, the increased flexibility provided by SIPPs gives the member greater choice over how the assets of the pension fund are invested and how the benefits may be taken.

Talbot & Muir offers its own SIPP products, the Elite Retirement Account and the Flexible Retirement Account, and is authorised and regulated by the Financial Services Authority in relation to SIPPs.

 

Elite Retirement Account Flexible Retirement Account

 

	Elite Retirement Account	Flexible Retirement Account
Can accept transfers from other pension schemes
Can accept transfers of protected rights benefits
Can invest in the full range of HMRC permitted investments
Can invest in commercial property
Can be paid into trust on death
Can be used to pay a capped drawdown pension
Can be used to pay a flexible drawdown pension
Can be used to purchase an annuity with a third party
Can be used to provide a scheme pension
Each policy written under a separate Master Trust