Survival of the fittest

Size and scale are increasingly being seen as crucial qualities for a SIPP business but, argues Graham Muir, those two factors alone do not necessarily equate to adviser and client satisfaction.

Survival of the fittest – the dictionary definition of this Darwinian concept is “those best adapted to particular conditions will succeed in the long run”. So, as the tectonic plates shift in the self-invested personal pension (SIPP) world, are we likely to see ‘natural selection’ prevail and the behemoth SIPP operators take over the world?