Focus 122 – Non Standard Investments (NSIs) – Questions that should be asked of SIPP providers

The hot topic currently within the SIPP world is ‘non-standard assets’ (NSIs) and more particularly the rise to prominence of the so called ‘toxic’ NSIs […]

Focus 121 – The Cost of Delay

In recent times, we have seen further consolidation with larger providers taking over troubled firms, which in many cases may not be seen as an […]

Focus 120 – Pension provision for members in Ill Health

Pension provision for members in Ill Health Should a pension scheme member become permanently unable to carry out their current occupation they may be entitled […]

Financial strength couldn’t be more important.

You may have seen recent media coverage on our continued growth, these financial results are as a result of the working relationship that we have […]

Focus 118 – Polarisation of SIPP Market

Bill Gates famously said “the first rule of any technology used in a business is that automation applied to an efficient operation will magnify the […]

Focus 117 – Loanback Securities (Residential Property)

For some time we have not permitted a first charge security over residential property for Loanbacks from our Small Self Administered Schemes (SSAS). Following initial legal […]

FOCUS 116 – BULK TRANSFERS

For the last 18 months we have seen a significant increase in enquiries from advisers looking to transfer existing SIPP business to ourselves. The type […]

Focus 115 – Website Enhancements

We constantly review how we work with you to ensure we are continuing to provide the best possible service and support. As part of our […]

Focus 114 – Expression of Wishes

Have you spoken to your client about the completion of an Expression of Wishes form? We are at the start of a new tax year […]

The Money Marketing Awards 2018 Shortlist

  We are delighted to announce that we have been named on the shortlist for two of the Money Marketing coveted awards: Best Pensions Provider […]

Focus 113 – In-specie Contributions

HMRC loses case regarding In-specie Contributions  You may have seen recent articles in the financial press detailing the decision of the First Tier Tribunal in […]

HMRC de-authorising of SSASs

HMRC de-authorising of SSASs  It has been widely reported of late in the financial press that from 6 April 2018 HMRC will be given new […]

Focus 112 – Affordability of Property in SIPP and SSAS

Are you and your client considering putting a commercial property in a SIPP or SSAS? It is important that you consider the full costs of […]

Focus 111 – Tax Year End 2018

With the 2018 tax year end in sight, can we assist with any end-of-year tax contributions? Over the years, we have seen scope for contributions […]

Money Marketing Awards

We are delighted to be nominated in this year’s Money Marketing Awards as Pension Provider 2018 and Company Of The Year.  These awards recognise, reward […]

Focus 110 – Strength in numbers

For some years now we have operated under the ‘Talbot and Muir’ trading style but have maintained two distinct businesses, Talbot & Muir SIPP LLP […]

Focus 109 – Spiralling SSAS Fees

Over the last few days we have had a number of enquiries about potential SSAS takeovers, driven by the fact that existing SSAS providers have […]

Focus 108 – The Talbot and Muir SIPP

In accordance with our published Schedule of Fees and Services, on 1st June each year the SIPP annual administration fee and Property SIPP annual administration […]

Focus 107 – Survival of the Fittest

Does size matter? Graham Muir, Founder and Director of Talbot and Muir recently wrote an article for Retirement Planner. In this he gives his views […]

Focus 106 – SSAS Takeovers

Recently, there has been a marked increase in the enquiries we are receiving to take over existing SSASs, ranging from single schemes to books of […]

Focus 105 – SIPP set up – Tax year end deadline

Where an initial contribution is paid by cheque (payable to “Talbot & Muir SIPP re Client Initial and Surname”), our cut off date for an […]

Focus 104 – Improvements to our SSAS establishment process

HMRC has stepped up the due diligence it is carrying out in respect of registration requests for the establishment of new SSAS.  This is in […]

Focus 103 – Important changes to lettings post 01/04/2018

Focus 103 – Important changes to lettings post 01/04/2018  – Minimum Energy Efficiency Standards Regulations (MEES)   Whilst this is a new area of law […]

Focus 102 – Fixed and Individual protection 2016

Fixed and Individual protection 2016 From 28th July it has been possible to apply for FP16 and IP16 using the Government Gateway, which requires the […]

Thoughts and Musings #1 – Graham Muir

Square pegs…. Mark Twain once said ‘Get your facts first, then you can distort them as you please’. While it would be a gross distortion […]