Focus 106 – SSAS Takeovers
Recently, there has been a marked increase in the enquiries we are receiving to take over existing SSASs, ranging from single schemes to books of […]
Press and Media
Focus 105 – SIPP set up – Tax year end deadline
Where an initial contribution is paid by cheque (payable to “Talbot & Muir SIPP re Client Initial and Surname”), our cut off date for an […]
Focus 104 – Improvements to our SSAS establishment process
HMRC has stepped up the due diligence it is carrying out in respect of registration requests for the establishment of new SSAS. This is in […]
Focus 103 – Important changes to lettings post 01/04/2018
Focus 103 – Important changes to lettings post 01/04/2018 – Minimum Energy Efficiency Standards Regulations (MEES) Whilst this is a new area of law […]
Focus 102 – Fixed and Individual protection 2016
Fixed and Individual protection 2016 From 28th July it has been possible to apply for FP16 and IP16 using the Government Gateway, which requires the […]
Acquisition of Attivo SIPP and SSAS admin
Talbot and Muir will take over the duties and responsibilities relating to SIPP and SSAS administration previously assumed by Attivo Financial Services Limited, at the […]
Talbot and Muir launch new SIPP product
The Talbot and Muir SIPP will replace the existing product range that includes Elite Retirement Account (ERA) and Simple Retirement Account (SRA), will have no […]
Thoughts and Musings #1 – Graham Muir
Square pegs…. Mark Twain once said ‘Get your facts first, then you can distort them as you please’. While it would be a gross distortion […]
BBC Radio 4 Moneybox – SIPPs
Paul Lewis discusses capital adequacy in SIPPs in relation to fixed term deposit accounts in his weekly show on Radio 4. He also discusses gift […]
Taper troubles: how to prepare for annual allowance changes
Claire Trott Head of pensions technical at Talbot and Muir When calculating earnings in order to work out the amount of tapering on the annual […]
Making in-specie contributions into pensions
If a client is looking to make increased contributions into their pension to beat the reduction in annual allowance but they don’t have the cash, […]
Industry split on likelihood of two-tier Sipp market
The industry is split on the likelihood that the self invested personal pension market will divide into those specialising in higher-risk investments for high-net-worth investors […]
When and how to use SSAS loan backs
For clients who own their company and have a SSAS, loan backs can provide useful short-term funding for the business. But care has to be […]
Simple Retirement Account Doubles DFM Access
Simple Retirement Account now offers access to 14 DFM partners.
Pensions freedom technical issues begin to surface
Advisers are dealing with some sticky technical issues associated with pensions freedom and choice, writes Claire Trott Read more on Professional Adviser IFAonline
Sipp and Ssas firm upgrades adviser website
Self-invested pension scheme provider Talbot and Muir has upgraded its website to help advisers cut down on time spent on administration Read more on FTAdviser.com
Altmann announced as pensions minister
Ros Altmann has been confirmed as the new pensions minister, having been told by prime minister David Cameron that she would be given a peerage […]
Think-tank calls for private pension age to increase
Pensions analyst Michael Johnson has called for an increase in the age at which people can access their tax-free lump sum as part of a […]
A guide to the pension lifetime allowance changes
Changes to the lifetime allowance – the maximum pensions savings you can build up without a tax charge – come into force on 6 April […]
Osborne sharpens machete for Blue Budget
Following the majority Conservative win, chancellor George Osborne will deliver a second 2015 Budget on 8 July to get the ball rolling on some of […]
A guide to paying taxes in retirement
Paying taxes in retirement can be complex – and while many retirees welcomed April’s pension freedoms, the new rules have only added to the complication. […]
CPS calls for rapid increase of private pension age
The Centre for Policy Studies has published a set of suggestions for new Pensions Minister Ros Altmann, which include the rapid increase of the private […]
How to invest in commercial property via your pension
The commercial property sector is booming. The Telegraph looks at the different ways you can invest through your pension savings Read more on – Telegraph
Pension freedoms: how to take cash and avoid tax triggers
UFPLS, the new kid on the pensions block, may not be a more efficient way of getting monies out of a pension as a lump […]
Future proofing the retirement advice of today
Documentation is the key to avoiding compensation claims in the future – as well as client understanding. Comments from Claire Trott Read more on FTAdviser.com