Press and Media

Focus 109 – Spiralling SSAS Fees

Over the last few days we have had a number of enquiries about potential SSAS takeovers, driven by the fact that existing SSAS providers have […]

Please bring back the Pensioneer Trustee Paul Darvill: Please bring back the pensioneer trustee Dear Minister One area I would ask you to review is the return to a mandatory […]

Focus 108 – The Talbot and Muir SIPP

In accordance with our published Schedule of Fees and Services, on 1st June each year the SIPP annual administration fee and Property SIPP annual administration […]

Focus 107 – Survival of the Fittest

Does size matter? Graham Muir, Founder and Director of Talbot and Muir recently wrote an article for Retirement Planner. In this he gives his views […]

Survival of the fittest

Size and scale are increasingly being seen as crucial qualities for a SIPP business but, argues Graham Muir, those two factors alone do not necessarily […]

Bulk SSAS take-overs are on the increase

Despite some recent negative publicity, says Paul Darvill, a well-run SSAS can be a valuable planning tool for a small business and there is still […]

Focus 106 – SSAS Takeovers

Recently, there has been a marked increase in the enquiries we are receiving to take over existing SSASs, ranging from single schemes to books of […]

Focus 105 – SIPP set up – Tax year end deadline

Where an initial contribution is paid by cheque (payable to “Talbot & Muir SIPP re Client Initial and Surname”), our cut off date for an […]

Focus 104 – Improvements to our SSAS establishment process

HMRC has stepped up the due diligence it is carrying out in respect of registration requests for the establishment of new SSAS.  This is in […]

Focus 103 – Important changes to lettings post 01/04/2018

Focus 103 – Important changes to lettings post 01/04/2018  – Minimum Energy Efficiency Standards Regulations (MEES)   Whilst this is a new area of law […]

Focus 102 – Fixed and Individual protection 2016

Fixed and Individual protection 2016 From 28th July it has been possible to apply for FP16 and IP16 using the Government Gateway, which requires the […]

Acquisition of Attivo SIPP and SSAS admin

Talbot and Muir will take over the duties and responsibilities relating to SIPP and SSAS administration previously assumed by Attivo Financial Services Limited, at the […]

Talbot and Muir launch new SIPP product

The Talbot and Muir SIPP will replace the existing product range that includes Elite Retirement Account (ERA) and Simple Retirement Account (SRA), will have no […]

Thoughts and Musings #1 – Graham Muir

Square pegs…. Mark Twain once said ‘Get your facts first, then you can distort them as you please’. While it would be a gross distortion […]

BBC Radio 4 Moneybox – SIPPs

Paul Lewis discusses capital adequacy in SIPPs in relation to fixed term deposit accounts in his weekly show on Radio 4. He also discusses gift […]

Taper troubles: how to prepare for annual allowance changes

Claire Trott Head of pensions technical at Talbot and Muir When calculating earnings in order to work out the amount of tapering on the annual […]

Making in-specie contributions into pensions

If a client is looking to make increased contributions into their pension to beat the reduction in annual allowance but they don’t have the cash, […]

Industry split on likelihood of two-tier Sipp market

The industry is split on the likelihood that the self invested personal pension market will divide into those specialising in higher-risk investments for high-net-worth investors […]

When and how to use SSAS loan backs

For clients who own their company and have a SSAS, loan backs can provide useful short-term funding for the business. But care has to be […]

Simple Retirement Account Doubles DFM Access

Simple Retirement Account now offers access to 14 DFM partners.

Pensions freedom technical issues begin to surface 

Advisers are dealing with some sticky technical issues associated with pensions freedom and choice, writes Claire Trott Read more on Professional Adviser IFAonline

Sipp and Ssas firm upgrades adviser website 

Self-invested pension scheme provider Talbot and Muir has upgraded its website to help advisers cut down on time spent on administration Read more on

Altmann announced as pensions minister

Ros Altmann has been confirmed as the new pensions minister, having been told by prime minister David Cameron that she would be given a peerage […]

Think-tank calls for private pension age to increase

Pensions analyst Michael Johnson has called for an increase in the age at which people can access their tax-free lump sum as part of a […]

A guide to the pension lifetime allowance changes

Changes to the lifetime allowance – the maximum pensions savings you can build up without a tax charge – come into force on 6 April […]