Focus 118 – Polarisation of SIPP Market
Bill Gates famously said “the first rule of any technology used in a business is that automation applied to an efficient operation will magnify the […]
Focus 117 – Loanback Securities (Residential Property)
For some time we have not permitted a first charge security over residential property for Loanbacks from our Small Self Administered Schemes (SSAS). Following initial legal […]
FOCUS 116 – BULK TRANSFERS
For the last 18 months we have seen a significant increase in enquiries from advisers looking to transfer existing SIPP business to ourselves. The type […]
Focus 115 – Website Enhancements
We constantly review how we work with you to ensure we are continuing to provide the best possible service and support. As part of our […]
Focus 114 – Expression of Wishes
Have you spoken to your client about the completion of an Expression of Wishes form? We are at the start of a new tax year […]
The Money Marketing Awards 2018 Shortlist
We are delighted to announce that we have been named on the shortlist for two of the Money Marketing coveted awards: Best Pensions Provider […]
Focus 113 – In-specie Contributions
HMRC loses case regarding In-specie Contributions You may have seen recent articles in the financial press detailing the decision of the First Tier Tribunal in […]
HMRC de-authorising of SSASs
HMRC de-authorising of SSASs It has been widely reported of late in the financial press that from 6 April 2018 HMRC will be given new […]
Focus 112 – Affordability of Property in SIPP and SSAS
Are you and your client considering putting a commercial property in a SIPP or SSAS? It is important that you consider the full costs of […]
Focus 111 – Tax Year End 2018
With the 2018 tax year end in sight, can we assist with any end-of-year tax contributions? Over the years, we have seen scope for contributions […]
Money Marketing Awards
We are delighted to be nominated in this year’s Money Marketing Awards as Pension Provider 2018 and Company Of The Year. These awards recognise, reward […]
Provider sounds SSAS maladministration warning to advisers
Advisers must be fully aware who administers small self-administered schemes they advise on or risk potential problems further down the line, Talbot & Muir has […]
Focus 110 – Strength in numbers
For some years now we have operated under the ‘Talbot and Muir’ trading style but have maintained two distinct businesses, Talbot & Muir SIPP LLP […]
Graham Muir: Have you got a Klinsmann in your client bank?
Graham Muir looks at the lessons financial services can learn from professional football when it comes to insistent clients looking to take a dive… www.retirement-planner.co.uk/231350/graham-muir-have-you-got-a-klinsmann-in-your-client-bank
Focus 109 – Spiralling SSAS Fees
Over the last few days we have had a number of enquiries about potential SSAS takeovers, driven by the fact that existing SSAS providers have […]
Focus 108 – The Talbot and Muir SIPP
In accordance with our published Schedule of Fees and Services, on 1st June each year the SIPP annual administration fee and Property SIPP annual administration […]
Focus 107 – Survival of the Fittest
Does size matter? Graham Muir, Founder and Director of Talbot and Muir recently wrote an article for Retirement Planner. In this he gives his views […]
Focus 106 – SSAS Takeovers
Recently, there has been a marked increase in the enquiries we are receiving to take over existing SSASs, ranging from single schemes to books of […]
Focus 105 – SIPP set up – Tax year end deadline
Where an initial contribution is paid by cheque (payable to “Talbot & Muir SIPP re Client Initial and Surname”), our cut off date for an […]
Focus 104 – Improvements to our SSAS establishment process
HMRC has stepped up the due diligence it is carrying out in respect of registration requests for the establishment of new SSAS. This is in […]
Focus 103 – Important changes to lettings post 01/04/2018
Focus 103 – Important changes to lettings post 01/04/2018 – Minimum Energy Efficiency Standards Regulations (MEES) Whilst this is a new area of law […]
Focus 102 – Fixed and Individual protection 2016
Fixed and Individual protection 2016 From 28th July it has been possible to apply for FP16 and IP16 using the Government Gateway, which requires the […]
Thoughts and Musings #1 – Graham Muir
Square pegs…. Mark Twain once said ‘Get your facts first, then you can distort them as you please’. While it would be a gross distortion […]
BBC Radio 4 Moneybox – SIPPs
Paul Lewis discusses capital adequacy in SIPPs in relation to fixed term deposit accounts in his weekly show on Radio 4. He also discusses gift […]
Taper troubles: how to prepare for annual allowance changes
Claire Trott Head of pensions technical at Talbot and Muir When calculating earnings in order to work out the amount of tapering on the annual […]